How baccarat works

Baccarat (punto banco) is a comparing card game. You bet on one of three outcomes: Player wins, Banker wins, or Tie. Two hands are dealt — one for Player, one for Banker — and a fixed set of drawing rules (the “tableau”) decides whether a third card is drawn. You make no decisions during the hand.

Cards count at face value except 10s and face cards (0) and aces (1); only the last digit of the total matters, so 9 is the best hand. Banker wins pay 5% commission; ties typically pay 8:1.